Roland Chicas

505-205-6500
Roland Chicas

Roland Chicas

About Roland Chicas

I specialize in Fixed Index Annuities.

A fixed index annuity (FIA) is a type of insurance contract designed to provide a guaranteed income stream, typically for retirement, while offering the potential for additional growth based on the performance of a stock market index, such as the S&P 500. Unlike variable annuities, FIAs protect the principal from market losses, as they are not directly invested in the market. Instead, the returns are linked to the index’s performance through a predetermined formula, often subject to caps or participation rates that limit the amount of growth credited to the annuity. FIAs also offer features like tax-deferred growth, guaranteed minimum interest rates, and optional riders that can provide benefits like lifetime income or enhanced death benefits. They are popular among conservative investors seeking a balance of security and growth potential.

  • Fixed Index Annuity
  • 12% Bonus, 8.25% Interest Rate
  • No Loss of Principle

Call us at 505-205-6500 or e-mail at rolandchicas@gmail.com for more information.

Thank you!

Roland Chicas Investments, LLC
5639 Bald Eagle Road NW, Albuquerque, NM 87114
Since 1996